PRMI Choice

Special Financing for Credit Scores Between 500 & 620

Low Down Payment:

  • Credit Scores of 580+ = 3.5% Down
  • Credit Scores Below 580 = 10% Down

Two Months Reserves:

(6 Months if Utilizing Retirement Account)

  • Employment: Min. of 12 months in the same line of work for the borrower’ 6 months for the co-borrower
  • Verifiable rental history of 12 months
  • Must take a HUD-Approved homeownership workshop
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